Every StuCover plan is built around real student life. Compare tiers below and pick the one that fits.
You can always upgrade or downgrade later — nothing is locked in.
per month
per month
per month
Exclusions and ideal-use cases for each tier, so there are no surprises.
Summary: Essential device protection for everyday accidents — perfect if you just need peace of mind on your phone or laptop.
Key exclusions: Theft not covered · Liquid damage not covered · Pre-existing device faults excluded
Ideal for: Students who mainly worry about screen cracks and accidental damage.
Summary: Our most popular plan — device protection plus theft cover, with a basic health add-on for everyday medical costs.
Key exclusions: High-value device replacement above plan cap · Cosmetic damage with no functional impact · Elective/non-emergency health procedures
Ideal for: Students who want broader protection across both device and basic health needs.
Summary: Full protection bundle — comprehensive device and health coverage with the highest claim limits and priority support.
Key exclusions: Intentional damage or fraud · Coverage outside your active institution enrollment period · Non-disclosed pre-existing conditions
Ideal for: Students who want maximum protection and fastest claims priority.
| Feature | Basic | Standard | Premium |
|---|---|---|---|
| Monthly Price | ₦1,500 | ₦3,000 | ₦5,500 |
| Device Accidental Damage | ✔ | ✔ | ✔ |
| Theft Coverage | — | ✔ | ✔ |
| Basic Health Cover | — | Add-on | ✔ |
| Claim Limit | ₦50,000 | ₦150,000 | ₦350,000 |
| Support Priority | Priority | 24/7 Priority |
